KunfuPay is a Spanish fintech platform headquartered in Delaware that has revolutionised the way digital creators get paid, manage and spend their income. Unlike traditional payment gateways such as Stripe, PayPal or Hotmart, KunfuPay offers a complete ecosystem that combines a payment gateway with local methods in more than 20 countries, a multi-currency wallet with a VISA card (KunfuCard), an AI-powered CRM, Telegram automation, GeoLinks for affiliates and an app marketplace that extends what creators can do. The platform processes more than 10 million euros a year in transactions and has more than 2,000 active creators and 300 operating digital communities.
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Global payment gateway with local methods: payment gateway for creators
KunfuPay's biggest edge over its competitors is the integration of local payment methods that buyers in each country already know and trust. A conventional online shop relies solely on international credit cards — with rejection rates that can reach 40% in Latin America — whereas KunfuPay offers native alternatives that reach an approval rate of 98.2%. The payment methods available by country include: Every transaction is settled automatically into the creator's wallet in USD or EUR, removing the complexity of managing multiple currencies and the risk of devaluation in local Latin American currencies.
- Brazil: PIX (instant transfer), Boleto Bancário, local Elo and Hipercard cards
- Mexico: OXXO (cash payment), SPEI (bank transfer), local cards
- Colombia: PSE (direct bank debit), Nequi, Efecty, Baloto
- Argentina: Mercado Pago, Rapipago, PagoFácil, bank transfer
- Chile: Webpay (Transbank), Servipag, bank transfer
- Peru: PagoEfectivo, SafetyPay, BCP
- Venezuela: Pago Móvil
- Ecuador, Uruguay, Paraguay, Bolivia, Costa Rica, Panama, Guatemala, Dominican Republic — adapted local methods
- International: Visa, Mastercard and American Express cards, cryptocurrencies and stablecoins, Western Union
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KunfuPay vs Stripe vs PayPal vs Hotmart: which one to choose?
Choosing a payment gateway for creators depends on your target market. Stripe and PayPal dominate the English-speaking market but fall short in Latin America: they do not accept PIX, OXXO or PSE, the three most widely used methods in the region. Hotmart offers local payments but is limited to infoproducts and charges fees of 9.9% + $1. KunfuPay combines the best of both worlds: local payments in 20+ countries with a complete ecosystem that includes a wallet, VISA card, CRM and automation, all from a single dashboard and with preferential fees for life.
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Multi-currency wallet and KunfuCard VISA: fintech wallet for digital creators
KunfuPay is not just a payment gateway — it is a complete financial system for creators. The multi-currency wallet runs on blockchain infrastructure (transparent to the user, who only sees EUR and USD), which lets money move internationally in minutes instead of days. Creators can hold a balance in USD, EUR, BRL and MXN, make free transfers between platform users and withdraw to their local bank account whenever they want. KunfuCard is a VISA card (physical and virtual) linked directly to the wallet. Every sale shows up in the balance instantly, so creators can spend their income straight away at any merchant in the world: tool subscriptions, advertising, online shopping, travel — without waiting for weekly settlements or paying extra bank fees.
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AI-powered CRM: sales automation for creators
KunfuPay's built-in CRM uses predictive artificial intelligence to help creators sell more. The system analyses lead behaviour, identifies who is most likely to buy and optimises offers in real time. It includes full email, push and SMS campaign automation, a referral programme with live tracking, advanced audience segmentation and dashboards with performance metrics. Reported results include a 15% increase in member retention in the first three months.
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Telegram automation: Telegram payment bot for communities
For creators who monetise Telegram communities — trading groups, financial signals, academies, VIP memberships, health and fitness communities — KunfuPay offers automation bots that manage the entire subscriber lifecycle: automatic payment, access control, renewals, removal for non-payment, access-tier management and anti-piracy protection. The creator sets it up once and the bot runs 24/7 with no manual intervention. It also supports automatic content duplication between channels and automatic translation into other languages.
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GeoLinks and Traffic RS: smart links for affiliate marketing
GeoLinks are smart links that automatically detect each visitor's location and device to redirect them to the right offer for their country. For affiliates and marketers running multi-country campaigns, this means an increase of up to +340% in conversions according to platform data. The links withstand social network blocks (TikTok, Instagram) and offer advanced real-time analytics. Traffic RS enables collaborative Revenue Share between KunfuPay users, creating an internal affiliate ecosystem.